Accounts
Choose the account that fits you
Each account asks only for the documents COBAC requires for it. You'll see the full list before you start.
For individuals
Basic personal
Everyday account with no monthly fee, mobile money top-ups and a virtual card.
You'll need: id document, front, proof of address, specimen signature
See detailsStudent
Low-limit account for students, with savings goals and fee-free transfers from family.
You'll need: id document or birth certificate, student card, proof of address, specimen signature
See detailsPremium personal
Higher limits, priority support and better savings rates for salaried and self-employed members.
You'll need: id document, front, proof of address, specimen signature, proof of income
See detailsDiaspora
Open from abroad, save in XAF and support family at home through agents and mobile money.
You'll need: passport photo page, residence permit or visa, proof of address abroad, proof of income
See detailsFor groups and businesses
Association and njangi
Collect contributions, track members and approve payouts with several signatories.
You'll need: receipt of declaration, statutes or by-laws, minutes electing the current executive, resolution naming the signatories
See detailsEnterprise SA / SARL
Business banking with payroll, merchant collections and multi-user approvals.
You'll need: trade register extract (rccm), certified statutes, taxpayer card (niu), minutes appointing the manager or board
See detailsSME / ETS
For sole traders and small firms: take payments, pay suppliers and access working-capital loans.
You'll need: trade register extract (rccm), taxpayer card (niu), location plan of the business, proprietor's id and any signatories' ids
See detailsHow opening works
- Choose your account
We show exactly which documents it needs.
- Add details and documents
Photograph your CNI, passport or company papers.
- Selfie check
A quick liveness check confirms it's really you.
- Approved, bank anywhere
Sign in to your client area or straight to e-banking.